Summary of Coverage

The Great Outdoors Insurance Program is a multi-line program, offering a broad range of coverage to meet your needs. The following is an example of the coverage available. Please contact our office if you have any specific needs that are not identified here.

Property Insurance

Special Form: Buildings and Contents: Business Income with Extra Expense; Replacement Cost or Actual Cash Value Coverage; Commercial Property Extension Endorsement; Available Options: Blanket Limits - most ISO endorsements; Great Outdoors Insurance Program Property Plus Endorsement

General Liability:

Limits to $1,000,000 each occurrence - $3,000,000 General Aggregate

Premises and Operations

Products and Completed Operations

Contractual Liability

Personal Injury Liability

Advertising Injury

Medical Payments - $5,000 ($1,000 for hunting leases)

Fire Legal Liability $50,000

Available Options:

Club Members as Additional Insureds
Watercraft Liability
Marina Operators Legal Liability
Most ISO endorsements

Liquor Liability:: Limits to $1,000,000/$1,000,000 (in most states)

Inland Marine:: Equipment, tools, sleighs, saddles and tack, guns, fine arts, small boats, snowmobiles, EDP

Marine Insurance:: Protection & Indemnity (no crew coverage); Hull & Machinery, including engines, trailers, fishing equipment; Available Options: Shoreside Liability Extension Endorsement

Crime Coverage:: Employee Theft; Forgery or Alteration; Inside Robbery including Money; Inside Robbery excluding Money; Outside Premises; Guests Property

Auto Liability and Physical Damage Coverage:: Commercial vehicles, farm vehicles, pickup trucks, vans and buses used to transport guests

Excess Liability:: Limits to $5,000,000, higher limits available