Frequently Asked Questions about the Great Outdoors Insurance Program

 

What is the Great Outdoors Insurance Program?

This unique insurance program is specifically designed to insure the outdoor recreation and hospitality industries in the United States including: Dude & Guest Ranches, Hunting and Fishing Lodges & Camps, Destination Resorts, Trap & Skeet Clubs and Ranges, Backcountry Lodges & Resorts, Bed & Breakfasts, Country Inns, Outfitters & Guides, Hunting Preserves, Hunting Leases, and RV Parks & Campgrounds.

Who is Gillingham & Associates?

Gillingham & Associates (G&A) is a Program Manager specializing exclusively in providing comprehensive and competitive products to the outdoor recreation and hospitality industries. We focus on the design, marketing, and administration of specialty insurance programs to these industries. G&A also provides loss control and risk management services for our clients.

What lines of insurance are covered by The Great Outdoors Insurance program?

All property and casualty lines: Property, Inland Marine, Crime, General Liability, Liquor, Auto, Excess, Directors & Officers Liability. Our specialty is "packaging" large unprotected frame properties with the general liability, auto, and associated with the outdoor guest recreation exposure. Mono-line general liability is available. Watercraft and Marina Operators Legal Liability are also available as part of the program. Liquor liability is available in most states. For more details see, our Summary of Coverages.

What makes this program unique?

First, the Program is available in all states, uses “A” rated carriers, and is written on ISO forms. Secondly, we offer unique expertise to underwrite and insure equine/horseback operators, atv tour operators, whitewater rafting, snowmobile tours, hunting, fishing, trap/skeet, RV resort, and gun range operations, watercraft, MOLL, golf courses, liquor liability and most other outdoor recreational and resort exposures. We insure vehicles used to transport guests and our capacity to insure high value frame and unprotected property is excellent.