Expanded Outdooor Insurance Coverage

Gillingham & Associates offers expanded insurance coverage for classes of business that used to be hard for outdoor recreation businesses to insure. We are pleased to offer coverage for the additional exposures and operations:

Outdoor Tour Operations:

Snowmobile tours and/or rentals
ATV tours and/or rentals
Whitewater rafting (Class III, IV, V)
Bicycle tours (road and mountain)
Guided and unguided touring operations
Jeep tours (GL only)

Equine Related Activities / Exposures:

Instructional facilities
Riding stables
Pony rides
Wagon, hay, sleigh and carriage rides
Rodeo activities (roping, branding, inoculating)

Water Related Activities / Exposures:

Waterslides
Personal watercraft (jet skis, sea doos, wave runners, etc.)
Waterskiing, surfing, windsurfing, snorkeling

Climbing Related Activities / Exposures:

Rock Climbing (up to 150’)
Rappelling
Climbing walls
Ropes and challenge courses (team building)

Equipment rental exposures:

Jet skis, sea doos, wave runners
Bikes
Cross country skis
Surfing, windsurfing, snorkeling

Campground Related Activities / Exposures:

>25% full-time residency
On premise unsupervised trails (horse, ATV, snowmobile)
On-site activities (paintball, go-kart track, waterslides, etc.)

Special Events / Activities:

Fishing tournaments
Shooting events (trap shoots, dove hunts, turkey shoots)
Cattle drives
Corn mazes
Christmas tree farms
Agri-tourism

Other Activities / Exposures:

Youth camps
Caving / Spelunking activities
Amusement devices (as part of an eligible package account)
Hiking, biking, sailing clubs, associations
Land leased to others for recreational use
Homeowner / Condo associations with recreation exposures